Established in 1998, Taqwa SACCO is Kenya’s first fully Shariah-compliant financial institution. Its membership is open to all, regardless of religion, race, gender, or nationality. The SACCO offers a wide range of ethical financial solutions, including business loans, school fees loans, emergency loans, asset financing, mortgages, and ethical investments. Recently, Taqwa SACCO launched Front Office Services Activity (FOSA), allowing it to provide current and savings accounts, ATM services, salary processing, and mobile banking.